Watch a demo of Down Payment Verification

Grow volume. Not your headcount.

Join the mortgage brokers and lenders already using Purelend to organize borrower documents, verify income and down payment, and fund more volume faster.

Purelend platform interface showing applicant dashboard with loan applications and status tracking

Purelend customers spend up to 90% less time on tasks related to packaging mortgage loans

See the dramatic time difference between manual processes and Purelend automation

"I fucking love Purelend. It has saved our team hours of time & frustration. Great product that is super easy to use & works well!"
Denise Laframboise
COO & Mortgage Broker
BRX Mortgage
BRX Mortgage
"All I can say is WOW! I just uploaded 12 months bank statements for my stated income client and the report is incredible. LOVE it!"
Greg Foss
Partner & Broker
Mortgage Connection
Mortgage Connection
"Drop the docs in, wait a few minutes, and the report for your Underwriter is done (who will be blown away!). Compared to the previous multi-hour task...game changing!"
Mike Lloyd
Mortgage Broker
HomeHappy.ca
HomeHappy.ca

How it works

From document upload to submission-ready loan package in three simple steps

Upload Borrower Documents

Drag and drop all borrower documents in any format. Our AI automatically classifies, names, and organizes everything for you in seconds, eliminating hours of manual document preparation each week.

Document Upload
Most recent pay stub
Bank statements (Last 90 days)
T4 / Tax returns (2023, 2024)
Employment letter

Review Warnings

Instantly identify potential issues with automated fraud detection and compliance checks. Review flagged items like income inconsistencies, large deposits, and document discrepancies before submission.

Warnings Detected
Large unsourced deposit
$8,000 deposit on 12/14 from unknown source
Pay stub inconsistency
Annualized YTD amount does not match Letter of Employment
Document alteration detected
Running balance does not match deposit amount

Compile Loan Package

Generate Purelend reports for your lender submission package. All documents are properly organized with automatically generated submission notes.

Loan Package
Income verification summary
Down payment verification report
Organized document package
12 month bank statement income summary

Ready to transform your workflow?

Join mortgage professionals already using Purelend to save time and close more deals

Sign Up

Powerful features for mortgage professionals

Everything you need to streamline your workflow and close deals faster

Document Naming and Organization

Automatically classify, name, and organize all mortgage documents in seconds

Fraud Detection

Identify inconsistencies and potential fraud across documents with automated checks

Large Deposit Sourcing

Track and verify the source of large deposits to ensure compliance

Gift Letter Reconciliation

Automatically reconcile gift letters with bank statements and deposits

Property Deposit Validation

Verify property deposit amounts and ensure proper documentation

Proceeds of Sale Calculation

Calculate and verify proceeds from property sales for down payment validation

Usable Income Calculation

Automatically calculate qualifying income from multiple sources and employment types

12 Month Bank Statement Income

Analyze business bank statements to calculate income for self-employed borrowers

Liabilities Reconciliation

Automatically surface formal and informal liabilities from bank statements

NSF / Overdraft Alerts

Detect and flag NSF fees and overdrafts in bank statements

Notable Withdrawals

Identify and track significant withdrawals that may require explanation

Submission Package

Export comprehensive reports and organized documents ready for submission to lenders

Ready to get started?

Create an account or schedule a demo to see Purelend in action

Start Now

Always know what you pay

Easy to understand pricing with no hidden fees

Pricing details

Security and Privacy

Built with your customers security and privacy in mind

Read more

Book your personalized demo

See how Purelend can transform your mortgage workflow