Watch a demo of Down Payment Verification

Grow volume.
Not your headcount.

Join the mortgage brokers and lenders already using Purelend to organize borrower documents, verify income and down payment, and fund more volume faster.

Purelend platform interface showing applicant dashboard with loan applications and status tracking

Trusted by mortgage professionals across Canada

90%
Less time on packaging tasks
3+ hrs
Saved per file on average
97%
Faster income & down payment verification
What brokers are saying

Real results from real mortgage professionals

See why brokers across Canada are switching to Purelend

I love Purelend. It has saved our team hours of time & frustration. Great product that is super easy to use & works well!
Denise Laframboise
COO & Mortgage Broker
BRX Mortgage
BRX Mortgage
All I can say is WOW! I just uploaded 12 months bank statements for my stated income client and the report is incredible. LOVE it!
Greg Foss
Partner & Broker
Mortgage Connection
Mortgage Connection
Drop the docs in, wait a few minutes, and the report for your Underwriter is done (who will be blown away!). Compared to the previous multi-hour task...game changing!
Mike Lloyd
Mortgage Broker
HomeHappy.ca
HomeHappy.ca
Purelend has become a true game changer for our business, saving time, reducing friction, and elevating the quality of what we deliver to our lending partners.
Rodney Biggar
Mortgage Broker
The Mortgage Centre We Connect
The Mortgage Centre We Connect
How it works

From documents to submission-ready in four simple steps

Purelend handles the busywork so you can focus on closing deals

1

Collect Borrower Documents

Send your borrower a secure link with a customizable document checklist. They upload directly through a branded portal and receive real-time feedback on common issues, so documents arrive complete and ready to go.

Document Collection
https://app.purelend.ai/collect/a1b2c3
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Borrower Checklist
Most recent pay stub
Bank statements (Last 90 days)
T4 / Tax returns (missing)
Employment letter
2

Upload Documents Manually

Alternatively, you can upload borrower documents manually yourself. Simply drag and drop files in any format. Our AI automatically classifies, names, and organizes everything for you in seconds.

Document Upload
Most recent pay stub
Bank statements (Last 90 days)
T4 / Tax returns (2023, 2024)
Employment letter
3

Review Warnings

Instantly identify potential issues with automated fraud detection and compliance checks. Review flagged items like income inconsistencies, large deposits, and document discrepancies before submission.

Warnings Detected
Large unsourced deposit
$8,000 deposit on 12/14 from unknown source
Pay stub inconsistency
Annualized YTD does not match Letter of Employment
Document alteration detected
Running balance does not match deposit amount
4

Compile Loan Package

Generate Purelend reports for your lender submission package. All documents are properly organized with automatically generated submission notes.

Loan Package
Income verification summary
Down payment verification report
Organized document package
12 month bank statement income summary
Features

Everything you need to close deals faster

Powerful automation built for mortgage professionals

Document Collection & Organization
New

Send a Document Request

Build a document checklist from reusable templates tailored to different deal types, then share a secure link with the borrower in one click.

New

Borrower Upload Portal

Borrowers upload documents through a branded portal with your logo. They receive real-time feedback on common issues like missing pages or incomplete coverage before submitting.

New

Instant Processing

Documents are automatically named, organized, and analyzed the moment they arrive. Reports run instantly and you're notified when the file is ready for review.

Document Naming & Organization

Automatically classify, name, and organize all mortgage documents in seconds.

Submission Package

Export comprehensive reports and organized documents ready for submission to lenders.

Verification & Compliance

Fraud Detection

Identify inconsistencies and potential fraud across documents with automated checks.

Large Deposit Sourcing

Track and verify the source of large deposits to ensure compliance.

Gift Letter Reconciliation

Automatically reconcile gift letters with bank statements and deposits.

Property Deposit Validation

Verify property deposit amounts and ensure proper documentation.

Proceeds of Sale Calculation

Calculate and verify proceeds from property sales for down payment validation.

Income & Financial Analysis

Usable Income Calculation

Automatically calculate qualifying income from multiple sources and employment types.

12 Month Bank Statement Income

Analyze business bank statements to calculate income for self-employed borrowers.

Liabilities Reconciliation

Automatically surface formal and informal liabilities from bank statements.

NSF / Overdraft Alerts

Detect and flag NSF fees and overdrafts in bank statements.

Notable Withdrawals

Identify and track significant withdrawals that may require explanation.

Ready to transform your workflow?

Create your team and try Purelend free for two weeks. No credit card required.

Always know what you pay

Easy to understand pricing with no hidden fees.

Pricing details

Security & Privacy

Built with your customers' security and privacy in mind.

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Have questions?

Our team is here to help you find the right plan.

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