How Purelend Transformed Our File Review Process

The Challenge

At the Biggar Mortgage Team, file complexity is nothing new, but some files push even seasoned professionals to their limits.

One recent application had everything that makes financial review painful:

• Four separate bank accounts
• Hundreds of transactions
• Funds moving between a business account, a joint personal account, and two individual savings accounts
• Money flowing back and forth multiple times

Manually reviewing and verifying a file like this typically takes 3–4 hours of detailed, error-prone work. It's time-consuming for brokers and frustrating for lenders who need clarity, accuracy, and confidence in the numbers.

The Solution: Purelend

We ran this file through Purelend and the results were nothing short of impressive. In under 8 minutes, Purelend:

• Analyzed all accounts
• Tracked and categorized hundreds of transactions
• Verified the flow of funds to confirm over $220,000 in transactions
• Produced a clear, easy-to-read summary report

What normally would have taken hours was completed accurately and efficiently, with no manual cross-checking required on our end.

The Result

The lender was thrilled. They received:

• A clean, organized report
• A clear audit trail
• An easy way to cross-reference transactions directly against bank statements

This created confidence, reduced back-and-forth, and accelerated the file review process—a win for the broker, the lender, and the client.

The Biggar Picture (pun intended)

Over the past couple of months, our team has run close to 100 files through Purelend. What continues to stand out is not just how powerful the platform is today, but how quickly it keeps improving.

Purelend has become a true game changer for our business—saving time, reducing friction, and elevating the quality of what we deliver to our lending partners.